Learn how to prepare for tornado season, and the precautions you should take when severe weather is in the forecast. Make a plan and know what to do when your home is threatened by a tornado.
Tornado Safety
In 2013, our future-daughter-in-law and her parents lost their home to a massive F5 tornado in Oklahoma.
They made a last-minute decision to leave the bedroom closet where they'd always sheltered before, and go to their neighbors' underground shelter instead.
All that was left of their home after the storm passed was that bedroom closet.
Their vehicles were tossed into what had been the backyard. Their home was a pile of bricks and lumber and debris. They lost nearly everything they owned.
The entire city looked like a war zone. You probably saw footage of the devastation on TV. If not, you'll find photos of the tornado devastation here. (Image #17 shows what was left of their neighborhood.)
The path of the tornado's destruction stretched 1.3 miles wide and 17 miles long. 24 people, including 9 children, were killed.
Where do tornadoes occur
Tornadoes occur on every continent, but most often occur in North America. They are most common across a swath of the central United States.
Although many other states are affected by tornadoes, Oklahoma seems to be where many of those storms are "born." Oklahoma City has more tornado strikes than any other city in the United States.
We invested in a tornado shelter
Back in 2009 we had a storm shelter installed. We never had to use it, although I did once stand at the back door, wavering over whether or not I should run for it through the pouring rain and lightning.
Still, the peace of mind was worth the cost of having it put in. Since we never know what the future will hold, it was a good investment.
Like our daughter-in-law's family, we might be really thankful for it some day.
NOTE: In April 2023, after we moved closer to town, we were hit by a tornado. We have an in-ground tornado shelter in our garage floor, and we are very thankful for it.
We also have a new roof on our house, thanks to that tornado.
This post was originally written in 2017, updated in 2020, updated again in 2025.
Before Tornado Season Arrives
Tornadoes can happen at any time of the year, but are most likely to occur between late March and August, with what Oklahomans call "the other tornado season" in late October and November.
Make a safety plan before severe weather is in the forecast.
Assess your risk
- Are tornadoes possible in your area?
- What kind of home do you live in? If you live in a mobile home, make plans to shelter somewhere else.
- Do your neighbors have a tornado shelter? Or perhaps there's a public shelter near you. For instance, at one of the churches we served years ago, members and neighbors took refuge in the church basement.
- Is there a tornado siren within hearing distance? Download your local news app on your phone so you'll be warned of coming storms.
Now make a plan: what will you do if a tornado is rushing towards your home?
If you don't have a tornado shelter
It's even more important to make an action plan if you don't have a tornado shelter.
Take shelter in a basement if you have one. If not, identify a "safe spot" in the middle of your home, away from windows and the outside walls of your house, such as a closet or in the bathtub.
Put as many walls as you can between you and the outdoors. (I didn't really understand this warning until I saw a 2"x4" sticking out of our neighbors' roof after our 2023 tornado strike. The more walls you have between you and the storm, the better!)
Cover yourself with heavy blankets or comforters to help protect you from debris.
Helmets are an excellent precaution, especially if you have children in your home. Bike helmets, football helmets, and riding helmets are relatively inexpensive to buy, especially if you look for them in thrift shops and yard sales.
I read a suggestion to have noise-cancelling headphones for children. (I might get a pair for myself! Tornadoes are extremely loud - I couldn't hear myself screaming during our tornado!)
If possible, store these items in your safe spot so you won't forget them or have to hunt for them at the last minute.
Perhaps you, like our daughter-in-law's family, have neighbors or friends who will squeeze you in in an emergency.
Do not ride out a tornado in a mobile home. Do not try to outrun a tornado in your vehicle.
Gather Supplies
You and your family will be more comfortable in the shelter or in your "safe spot" if you plan ahead. Store a bin of supplies in the storm shelter or in your designated safe place.
Gather these items and store them in a plastic bin to keep them clean and safe from bugs and rodents.
You might include the following:
- several bath towels so you can dry off after running through heavy rain (if your shelter is outdoors)
- flashlight and new batteries (or a camping lantern like this one)
- weather radio
- a small first aid kit
- blankets
- folding chairs
- a change of clothes for each member of your family
The shelter will be pitch black when you are inside with the door shut, so flashlights, a camping lantern, light sticks, or tap lights will be very welcome. (In my experience, tap lights don't last very long. Maybe I just forget to turn them off when we leave the shelter?)
Replace the batteries in these items every spring when you clean out the shelter.
Next to the steps down into our shelter, we placed a plastic shelf unit that holds a case of bottled water and our Rubbermaid bin of supplies. Our folding chairs store nicely between the side of the shelving unit and the corner of the shelter.
We have a "power's out" kit (sometimes known as a "black-out bag") for power outages. It holds enough food for three days plus some paper goods and hygiene supplies.
It's not really for "in case of a tornado," but the tornado shelter a good place to store it and it has some snacks inside too.
This bin is heavy, so it's not something we could carry with us out to the shelter in a hurry. We could move it into the shelter before a storm in case it might be needed, or it can be stored inside the shelter, which is what we decided to do.
How to prepare for tornadoes
We have a non-negotiable rule: keep junk out of the tornado shelter.
If we need to use it in an emergency, we want the space to be open and well-organized.
I certainly don't want to run through heavy rain into a dark place with stuff jumbled all over the floor, plus I hate creepy-crawlie bugs, spiders and icky surprises.
So we keep it well-organized and clean.
We don't use the area for general storage, other than the items we might need during a storm.
We store our insulated coolers under the shelter's steps. We don't consider this "general storage" though. It's dead space so they aren't in the way, and the coolers would serve as extra seating if we had additional people in the shelter with us.
Evaluate your insurance
Before storm season arrives, check your homeowners or renters insurance.
- Know the difference between actual cost and replacement value. Do you have the kind of insurance you really want?
- Take photos or video of your belongings and your home. Include the contents of closets and drawers.
- Write down serial numbers for your appliances and electronics, or take photos of the serial number (it's often printed on a sticker).
- Upload your photos and videos to the cloud for safekeeping.
- Many policies won't include landscaping and tree damage, so if this is important to you, make sure you have coverage.
- Some policies don't cover computers, firearms and jewelry.
- Are the contents of your refrigerator and freezer covered if your power is out for a long period of time?
Make sure the address on your drivers license is your current address (or that you've changed your address in the state system). If your neighborhood is locked down after a disaster, it could be hard to get back to your home if you can't prove your current address.
When storms are in the forecast
Start preparing before the rain begins. Modern weather forecasting is a blessing, and you'll often know even days before that the chances of a tornado are high.
- Put on sturdy shoes.
- Put your grab-and-go emergency binder in your shelter.
- Charge your mobile device.
- Locate coats, flashlights, purse and other items you plan to carry with you near the door where they will be easy to grab on your way out.
- Put collars or harnesses and leashes on your pets if they will accompany you to the shelter. (And if they won't go into the shelter with you, where will you put them? A small interior room or closet is recommended, without windows.)
- If you give your pets anti-anxiety medications (our veterinarian calls them "thunder pills"), administer meds before the bad weather arrives, according to the prescription directions.
It's possible that a tree or large debris could land on top of the shelter door, trapping you inside. Test your cell phones from inside your shelter to be sure you can call for assistance and to let family members know you are safe.
Check with your city or county to see if they register in-home shelters. Many municipalities have a registry so emergency workers will know where to look for people that might be trapped inside.
ADDED NOTE: Now that we've experienced tornado damage, and know people who have lost their homes, I also suggest that you have the following items either stored in your shelter or in a quick-grab bag to take into the shelter in a storm.
- A basic tool kit so you can turn off the gas and the water to your home if necessary.
- At least one change of clothes for each member of your family.
- Heavy work gloves, paper towels, trash bags for after-storm cleanup.
- Pet food and necessities.
- Include some cash too. Your community might be without electricity for some time. Many stores will only be able to take cash, and ATMs may not work.
How to make your own emergency binder
We've relied on our "emergency binder" for many years, which contains our personal information and important documents such as car titles, insurance policies, birth certificates and so much more.
Also called a "grab and go binder," we can quickly grab our notebook and go, whether it's running to our storm shelter or leaving our home in a hurry due to a fire or other looming disaster.
After living through our own tornado in 2023, I knew I had to share this system with others. The SafeHarbor Emergency Binder System isn’t just a binder - it’s peace of mind in the middle of chaos and uncertainty.
With a 40+ page guide and over 55 worksheets, checklists, and forms, it will help you gather, organize, and protect the documents your family needs most.
Don’t wait until the next storm is on the horizon. Prepare now and give yourself the confidence of knowing everything is safe and ready when you need it.
Grab your own SafeHarbor Emergency Binder System here in my shop.
Types of tornado shelters
Many homes in Oklahoma and other states in "Tornado Alley" have an underground storm shelter installed. Some are in the ground outside, like in the photo above.
Obviously it's a very strong structure, since it can support our horse Tuesday, and you get a sense of the size of the shelter compared to our horses.
Other shelters are located in garage floors, such as in the photo below. A car can be parked on top.
By parking the car as far forward as possible, the shelter is accessible through the sliding door behind the car, or you can park the car outside the garage during storms (which leaves it vulnerable to hail, but people are more important!).
The car can even help to protect the shelter door from debris, such as the garage roof if it were to collapse.
Our daughter-in-law's parents had a safe room installed inside their new home, a metal structure that is designed to withstand tornadoes even though it is above-ground.
How an in-ground storm shelter is installed
We documented the process of having our in-ground tornado shelter installed at Oak Hill.
The company brought our new storm shelter to our property in two pieces and dug a hole with the backhoe they'd brought on another truck.
Then they lowered the two pieces into place. They were bolted together and the earth was back-filled around the concrete shelter.
Every March I clean out the shelter, sweep the floor, wash the towels and blankets, and replace the bottled water and batteries.
Tornado safety
Make a tornado preparedness plan ahead of time, and follow the tornado safety tips in this article. Know what to do and where to go if a tornado threatens your home.
Do you have a plan for tornado season, winter storms, hurricanes, fire, or whatever natural disaster is likely in your region? No matter where you live, be weather-aware and stay safe!
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